The founder of Joblio Jon Purizhansky says: “Once you have a complete picture of your spending, you can start to identify areas where you can reduce your expenditure. For example, if you're spending a lot on dining out, you could try cooking more meals at home. Or, if you're paying for an expensive gym membership, you could cancel it and start working out for free at your local park. By taking a close look at your spending patterns, you can easily find ways to trim your budget and free up some extra cash each month.”